Independent coverage guidance
Coverage that works as hard as your business.
From startups to established operations, compare practical protection across more than 1,300 business classes.
Coverage can include
BOP
Commercial auto
Workers’ compensation
Cyber liability
Self-enrollment options
Start a business quote online.
Choose the self-enrollment path that fits your business, or book an appointment when you want help comparing coverage and carrier options.
01 · NEXT Insurance
Streamlined business coverage
Explore eligible small-business coverage and start a quote through NEXT Insurance.
Start a NEXT quote ↗02 · Coterie Insurance
Small-business insurance
Start a streamlined online quote for eligible small-business coverage through Coterie Insurance.
Start a Coterie quote ↗
03 · Propeller
Surety bonds
Apply online for eligible commercial and contract surety bond solutions through Propeller.
Explore surety bonds ↗Coverage is subject to eligibility, underwriting, policy terms, and carrier approval.
The Sonon approach
More than a quote.
A clearer decision.
Built around you
We look beyond a generic quote to understand how business insurance fits the rest of your life or business.
Compared clearly
See meaningful differences in limits, deductibles, exclusions, service, and price—not just the lowest number.
Supported after purchase
Your relationship does not end when a policy is issued. We remain a resource as your needs change.
Good to know
Questions, answered.
How do I choose the right business insurance?+
We start with what you need to protect, compare suitable options from multiple carriers, and explain the tradeoffs in plain language before you decide.
Will working with an independent agency cost more?+
No. Sonon Insurance does not charge an agency servicing fee, and using an independent agent does not increase the carrier premium.
Can we review everything remotely?+
Yes. Our licensed team works with clients by phone and virtual appointment throughout the states we serve.
Affordable. Reliable. Experienced.
Let’s build your business insurance around you.
Tell us what’s working, what isn’t working, or what you want to understand better.