Independent coverage guidance
Plan for care without losing sight of independence.
Explore ways to help fund in-home care, assisted living, and other extended support while protecting family resources.
Coverage can include
Assisted living
Nursing care
Hybrid options
Self-enrollment options
Explore long-term care coverage online.
Begin an online application through BackNine, or book an appointment when you want help considering how long-term care coverage fits your broader plan.
Coverage is subject to eligibility, underwriting, policy terms, and carrier approval.
The Sonon approach
More than a quote.
A clearer decision.
Built around you
We look beyond a generic quote to understand how long-term care insurance fits the rest of your life or business.
Compared clearly
See meaningful differences in limits, deductibles, exclusions, service, and price—not just the lowest number.
Supported after purchase
Your relationship does not end when a policy is issued. We remain a resource as your needs change.
Good to know
Questions, answered.
How do I choose the right long-term care insurance?+
We start with what you need to protect, compare suitable options from multiple carriers, and explain the tradeoffs in plain language before you decide.
Will working with an independent agency cost more?+
No. Sonon Insurance does not charge an agency servicing fee, and using an independent agent does not increase the carrier premium.
Can we review everything remotely?+
Yes. Our licensed team works with clients by phone and virtual appointment throughout the states we serve.
Affordable. Reliable. Experienced.
Let’s build your long-term care insurance around you.
Tell us what’s working, what isn’t working, or what you want to understand better.